1. What is the Wharton Model?

The Wharton Model is a life expectancy calculator based on NIH-AARP data that estimates remaining lifespan based on current age and health factors. It provides a personalized assessment of longevity.

2. How Does the Calculator Work?

The calculator uses the Wharton Model equation:

Where:

• \( age \) — Current age in years
• \( health\_factors \) — Self-reported health status

Explanation: The model accounts for age and health status to project remaining years of life based on population data.

3. Importance of Life Expectancy Estimation

Details: Understanding life expectancy helps with retirement planning, healthcare decisions, and lifestyle choices. It provides a data-driven perspective on longevity.

4. Using the Calculator

Tips: Enter your current age in years and select your general health status. Be honest about your health factors for the most accurate estimate.

5. Frequently Asked Questions (FAQ)

Q1: How accurate is the Wharton Model?
A: The model provides population-level estimates based on large datasets, but individual results may vary based on unique circumstances.

Q2: What health factors are considered?
A: The model incorporates general health status, which serves as a proxy for multiple health indicators including chronic conditions and lifestyle factors.

Q3: Should I make financial decisions based on this estimate?
A: This tool provides general guidance but should be combined with professional financial and medical advice for important decisions.

Q4: How often should I recalculate my life expectancy?
A: Annual recalculations are recommended, especially if your health status changes significantly.

Q5: Does this account for family history?
A: The model uses population averages and doesn't specifically account for individual family history factors.